The Benefits of Fire Insurance

Nobody is going to want to hear this, but sometimes there is no good news. Recent polls have shown that some areas of Albuquerque are not as protected by the Fire Department as others. 

This isn’t because somehow the honest men working as firefighters aren’t good at their jobs; it is understaffing, pure and simple.

Take one look at the economy and you have already found the answer to ‘why.’ 

The standard response time for a firefighter is 8 minutes to 90% of the calls and ladder trucks need to be staffed with at least four firefighters.

So, even though Albuquerque’s firefighters will always work their fastest and hardest to save you, your family, animals and even belongings, it is always best to be prepared for the worst.

Prevention is the Best Preparation

It’s true that if there is no fire to begin with then it not only makes your own life easier but the firefighter’s as well. So, how can you do this? The answer is that you and your family need to practice fire prevention.

This could include anything from keeping paper products away from the burners on the stove to checking for faulty wiring can help. 

A combination of common sense, a working smoke detector, and the occasional look over of your home can go a long way in fire prevention.

Accidents can happen though and, in the event of a fire, be sure to quickly and calmly get everyone out of your home or small business. 

Do your very best to stay out of the fire department’s way and let them do their job to save your home. Finally, one last forms of protection is to have a fire insurance plan.

The Benefits of Fire Insurance

There are different ways that a fire insurance plan can be written up. The gist of it though is that under the unfortunate circumstance of your home or property burning down in a fire or even just receiving fire damage, you can be covered.

Insurance is a great way to have peace of mind. No one wants this to happen, but sometimes things just happen and it’s always good to be prepared for the worst.

Remember that prevention is the best preparation, but having a little extra protection in the form of a backup plan never hurt anybody. 

For more information on fire insurance and the services we offer, please fill free to contact us at Linton and Associates.