Monday, February 27, 2012

Your Best Advocate: The Advantages of Using an Insurance Broker

When it comes time to investigate and compare insurance policies, your best resource for comprehensive information is a skilled insurance broker. An insurance broker will serve as your primary advocate and work closely with you to assess your individual insurance needs and your employees insurance needs to ensure you receive the highest standards of care for the most competitive price.

Saving Money at Every Turn
An insurance broker is committed to understanding and researching the most competitive insurance packages and rates. They work diligently for their clients to gather information and assess the terms and conditions of each policy.

In addition, insurance brokers sell insurance products from multiple insurance carriers allowing you the flexibility to evaluate different personal or employee insurance benefits.  Independent insurance brokers can offer you different insurance carriers geared to your specific needs and budgets.

Your Dedicated Middle Man
Another advantage to engaging an insurance broker is the ability to have them serve as your primary interface with the insurance company. They will broker the deal and handle enrollment and any paperwork that needs to be submitted for you and your employees. Also, if you find yourself dissatisfied with your present insurance carrier, your insurance broker will serve as a liaison with your new carrier. 

Insider Trading and Resources
Having a dedicated insurance broker ensures you and your HR department will receive up-to-the-minute information and updates on pertinent changes that effect insurance benefits and rates. In addition, insurance brokers have a first name relationship with representatives from multiple insurance companies to address concerns and budding problems before they become a major issue. 

Your Best Interest
Utilizing an insurance broker works to your best advantage by having an unbiased opinion and a dedicated professional to oversee your needs to ensure you receive the best possible deal. The majority of insurance carriers pay the same rate of commission to brokers, so your insurance broker receives no added benefit to direct you to purchase insurance from a certain carrier. They work strictly on providing you with the best information on rates and benefits.

Put Our Team to Work for You and Your Company 
Be one of our many satisfied customers and contact us today to see how we can assist you and your employees with all of your insurance needs. We offer customized employee benefit packages as well as individual, family, and employee health insurance polices.

We also broker in dental plans, long term care, long and short term disability policies, retirement and cafeteria plans, and vision services. Our highly-skilled staff is trained to provide you with outstanding levels of customer service. Call us at 505.247.1530 and allow one of our associates’ the opportunity to put together a comprehensive benefit package which is well-suited to you and your company.   

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